Having life insurance is essential especially if you have children and a family who are dependant on you. While it would be hard enough for them to come to terms with the death of their loved one, they would also have the added worry about how to cope financially. A recent survey has however shown that a staggering third of all people who pay out for life insurance pay far too much for their premium. There are however many ways that you can save money on your […]

More info

In the world today when human health and life are extremely precarious, getting a health insurance becomes mandatory for every individual. Health insurance can be of immense benefit in the hours of need. It brings requisite money at your doorstep when you are impotent to earn and meet your medical and other expenses. On the same hand it is also a great help to the person’s family. But despite of being aware of the value of an individual’s life on and also of the countless advantages fetched […]

More info

Life insurance what is it and how does it work? Life insurance is the simplest, most popular and cost effective way to financially protect any dependants in the event of your death. While it won’t help those left behind to get over their loss, the benefit of a lump sum, in most cases tax-free, will guarantee your family aren’t deprived of funds during an already stressful time. With the cost of life insurance at an all time low, now is the perfect time to arrange cover. For […]

More info

Life insurance can be an effective tool to make certain and protect your family’s financial future. It has been acknowledged universally as a method by which the breadwinner can substitute risk and uncertainty with timely aid for the family in case of their unfortunate death. Since a life insurance policy will replace your lost income after your death, it is important to choose the right kind of policy. Hence, it is essential to find a company that will cover your insurance with the right amount, and at […]

More info

1. Consider an income policy instead of a lump sum Most people know that life cover pays out a lump sum if you die. But far less know that you can buy cover that pays a regular tax free income instead of a lump sum. It’s official name is Family Income Benefit and is often cheaper than the more common Level Term lump sum payout option. So why would an income be better than a lump sum? Many people who take out a life insurance policy simply […]

More info